Terms of Use

Last updated: September 2026

These Terms of Use (“Terms”) govern your use of browsebenefits.com (the “Site”), operated by POSTBACK LLC (“we,” “us”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. What BrowseBenefits is

BrowseBenefits is a referral marketplace and advertising service that connects consumers with licensed insurance agency partners. BrowseBenefits is not an insurance company, insurance agent, or insurance broker, and does not sell, solicit, negotiate, recommend, or endorse any specific insurance product. Any insurance quote, enrollment, or policy is provided solely by a licensed agent and the applicable carrier.

2. Not professional advice

Content on the Site is provided for general informational purposes only and is not insurance, financial, legal, or tax advice. Plan availability, premiums, eligibility, cost-sharing, and benefits vary by state, county, age, household, carrier, and underwriting. For advice about your specific situation, speak with a licensed agent or a qualified professional, and confirm all details directly with the carrier or Medicare.gov.

3. Government non-affiliation

This website is operated by POSTBACK LLC and is not the Health Insurance Marketplace® website. It is not connected with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services, or the federal Medicare program. Medicare has neither reviewed nor endorsed the information on this Site.

4. No guarantee

We do not guarantee that you will qualify for any plan or benefit, that any particular plan is available in your area, or that any information on the Site is complete, current, or error-free. We do not offer every plan available in your area; any information we provide is limited to those plans we do offer.

5. Third parties and communications

By using the Site you may be connected with, and contacted by, licensed insurance agency partners. Your use of the Site is also subject to our Privacy Policy, including your consent to be contacted by phone, text, and email. We are not responsible for the acts, omissions, products, or content of any third party.

6. Acceptable use

You agree to provide accurate information, to use the Site only for lawful purposes, and not to interfere with the Site’s operation, attempt unauthorized access, or use the Site to submit false or fraudulent requests.

7. Intellectual property

The Site and its content are owned by POSTBACK LLC or its licensors and are protected by applicable law. All third-party names, logos, and brands are the property of their respective owners and are used for identification purposes only.

8. Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

9. Limitation of liability

To the fullest extent permitted by law, POSTBACK LLC and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Site or from any interaction with a third-party agency or carrier.

10. Indemnification

You agree to indemnify and hold harmless POSTBACK LLC and its affiliates from any claims or expenses arising out of your use of the Site or your violation of these Terms.

11. Changes & governing law

We may update these Terms from time to time; the “Last updated” date reflects the latest revision. These Terms are governed by the laws of the State in which POSTBACK LLC is organized, without regard to conflict-of-laws rules.

12. Contact

Questions about these Terms? Email [email protected].